Wages on Demand – Earned Wage Access

Free Yourself From Payday
Get paid on your schedule and terms.

Avoid late bill payments, overdraft fees and payday loans.

Access the earned portion of your paycheck for just $5 per withdrawal before your payday, and forget about late bill payments and overdraft fees.

Your Paycheck On-Demand

No Debt

They are your hours; cash them in. This payroll-integrated service means you can access your hours before payday, never taking on any debt.

Easy to Use

Choose how much money you’d like to access and click submit — that’s it. Don’t worry about remembering when to pay us back — money is automatically debited from your account on your next payday.


With ZayZoon Boost, employees can take their earned wages early through gift cards from major retailers, increasing their buying power by 5 – 20% on essentials like groceries, utilities, and much more. Learn more.

How it works

Employees may request access their wages 24/7 prior to payday through the Advanstaff HR employee portal. No phone calls or payroll interaction required.

Be in Control of Your Payday

Choose your payday. Please choose how much money you want to access and have it paid back automatically off your available next paycheck. Access advances responsibly.

Fast and Easy

Sign up and access money within 7 seconds. Money can be transferred to your account instantly.

Inexpensive and Transparent

At only $5 for every transaction requested, it’s a simple, flat fee. Save yourself from NSF fees, credit card advances, and short-term loans. It’s time for some savings.

You may choose any advance amount up to $200 per transaction with a maximum of *$600 per pay period.
*depending on earned wages available and other factors.

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Getting Started

  • Login to the Employee Self-Service Portal.
  • Click on “Pay -> Wages on Demand” in the Main Menu. See image –>
  • You will be automatically taken to the ZayZoon website and logged in.
  • You are now ready to validate your ID, and to link your accounts. Once complete, you are ready to go.
  • Deposits can be in your bank account in minutes.

Access your Wages on Demand directly in the Employee Portal

Frequently Asked Questions

No. This benefit is a wage advance, not a loan. The difference is you have already worked some hours in your pay period and are taking a temporary advance from AdvanStaff/Zayzoon, which will be withheld from your next pay stub.

Hmm…. there could be a few reasons for this.

  1. Your employer has chosen not to offer this benefit. Your employer has complete control over the benefits Advanstaff HR provides. In these cases, AdvanStaff HR will disable the feature available to employees at the request of the worksite employer.
  2. There may be a mistake! Open a support ticket, and we will take a look.

As you can imagine, many factors are considered for each wage advance.

AdvanStaff HR / Zayzoon considers each request individually. Whether or not a wage advance is offered or the portion amount of wages available for the advance is based on many factors, such as:

  • consistency of hours works
  • time-clock punch history
  • the number of hours worked in the current pay period
  • the pay rate per hour
  • amount of routine deductions
  • the industry of the employee

An example:

If the pay period started on 7/25 and the employee is asking for an advance on 8/3 the algorithm may look like this:

Days worked = 6
Hours worked = 48 hours (6 days x 8 hours per day)
Pay rate = $18 / hour
Total waged earned = $1728 (6 x 8 x $18)

$ 1728 (total wages earned)
– $500 (benefits deductions for pay period)
– $100 (other deductions)
– $150 (taxes) 
= $978  (earned wages available) 
* 50% (multiplier for safety) could be a higher multiplier…..
= $489 net available for advance

With even more reductions for other factors such as industry, work schedule, etc…..

No, this is a fringe benefit offered by AdvanStaff HR / Zayzoon. Your worksite employer allows us to provide this benefit to you, but the worksite employer is not administering the program.

AdvanStaff HR / Zayzoon work together to determine a reasonable portion to advance at any time. If you have questions about the availability of funds that can be advanced under your account with them, please get in touch with Zayzoon directly. Zayzoon Participant Login

This benefit can be stopped or canceled at any time whatsoever.

No bank account is required. ZayZoon can provide other methods for receiving your advanced wage funds, such as a prepaid visa card, gas card, or Venmo deposit! Pay bills, make online purchases or shop in stores, without a traditional bank account.

-Instant Deposit to a bank account. No bank account? No problem! Choose one or more of these easy alternatives!

-ZayZoon Visa PrePaind Card

-Instant Gift Card selections

-Gas Card

-Venmo Wallet

Plus, add your card to your Mobile Wallet such as; Apple Pay, Google Wallet and Samsung Pay!

Absolutely, your ZayZoon Prepaid Visa Card, can easily be added to a mobile wallet! e.g. Apple Pay, Google Wallet or Samsung pay for touchless transactions!

First, contact the Zayzoon Customer Support chat as soon as possible if you have questions related to any transaction under their services. The chat will be recorded and you will be able to follow-up on that interaction at anytime.

If you are still unsure, you may contact AdvanStaff, be prepared to give date and time of your Zayzoon support chat(s), along with the name of the Zayzoon representative, so that further research can be initiated by our team, if needed.

Zayzoon offers everyone an interactive chat service as their customer support model, available on their website.

Zayzoon’s Website

For existing Zayzoon participants, you may also use your account login to chat directly with a Support Representative!

Zayzoon Participant Login

Participants can download the Zayzoon App for mobile devices. The Customer Support Chat is available there too!

Improve your financial literacy through ZayU, an interactive learning platform that helps individuals gain financial freedom.

This demo walks us through the ZayU platform and features like overdraft prediction, balance trends, and spending tracking.

Access Zayzoon’s financial wellness through the AdvanStaff HR Employee Portal Zayzoon dashboard tile. No unique login is required!

Learn about:

  • Savings
  • Making a budget
  • Debt
  • Spending personalities
  • and so much more!

Please act responsibly when deciding to take a pay advance.