Hospital Indemnity Insurance (MetLife)

Hospital stays can be pricey and are often unexpected. If you are out of work unexpectedly, you may have trouble meeting household expenses such as your mortgage and car payment, on top of any medical expenses that you are obligated to cover like deductibles, copays and out-of-network care or treatments. Since most medical plans — particularly high deductible health plans (HDHPs) — don’t cover all expenses, you can help protect yourself from the financial strain of out-of-pocket costs and unexpected expenses.

With benefits that are simple to understand and easy to use, we’ll help you provide a hospital indemnity insurance benefit plan for their needs. Our solutions provide:

Hospital indemnity insurance benefits may include:

• Coverage for hospital admission, accident-related inpatient rehabilitation, and hospital stays
• Benefit payments regardless of what’s covered by medical insurance
• Guaranteed coverage for employees, spouses, and children up to age 26
• Lump-sum amount paid directly to the employee to spend as they choose
• Convenient payroll deduction
• Portable coverage should you decide to leave your current employer

Frequently Asked Questions

How to Enroll

Enrollment takes place at the initial time of hire and at annual open enrollment which is generally in June for a July effective date.

To enroll:

• Log in to the Employee Portal
• Click on “Benefits”
• Click on “Benefits Enrollment”
• Follow the steps presented

You can also contact your Advanstaff HR Benefits Representative by submitting a support ticket or by calling us 702-598-0000.

Plan Overview and Benefits

Summary Plan Descriptions