Accident Insurance (MetLife)

Take Comfort Knowing You Have Financial Support for Accidents

Accidents can happen when least expected. And while they can’t always be prevented, financial help will make the less expensive and less stressful.

Accident insurance coverage can help offset costs that are not covered under your existing medical plan. This insurance provides you with funds that can be used as you see fit. This can help with out-of-pocket expenses like deductibles, copays, medical transportation, childcare, and more.

Accident insurance includes benefits for:

• Injuries: such as fractures, dislocations, concussions, lacerations, eye injuries, torn knee cartilage, ruptured discs, and severe burns.
• Medical Services and Treatments: such as ambulance, emergency care, therapy services, medical testing (including X-rays, MRIs, CT scans), medical appliances, and certain types of surgeries. 
• Hospitalization: such as hospital admission, confinement, and inpatient rehab after an accident.
• Additional Benefits: such as accidental death, dismemberment, loss, paralysis, supplemental benefit for lodging.
• Guaranteed acceptance policy and portable coverage.
• AdvanStaff HR deducts premium right from your paycheck.

For complete plan details, speak with the AdvanStaff HR benefits department or view the summary plan description below. 

How to Enroll

Enrollment takes place at the initial time of hire and at annual open enrollment which is generally in June for a July effective date.

To enroll:

• Log in to the Employee Portal
• Click on “Benefits”
• Click on “Benefits Enrollment”
• Follow the steps presented

You can also contact your Advanstaff HR Benefits Representative by submitting a support ticket or by calling us 702-598-0000.

Plan Summaries & Details