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Short-term and Long-term Disability Insurance (MetLife)

Short-term and Long-term Disability Insurance

A disability can completely change every aspect of your life, but that shouldn’t mean that it threatens your financial stability.

What Are My Options?

Disability coverage and needs may vary depending on your situation. You may choose from two types of coverage, short-term & long-term coverage.

Coverage Options

Short-Term Disability

If pregnant, injured, suffering from depression, or diagnosed with an illness, you’ll need financial support during work absence.

If you can’t earn your paycheck due to a short-term situation, here’s a coverage solution that will financially support you no matter the circumstances.

  • Weekly payments: receive a portion of your salary for three months to a year, depending on your policy.
  •  Competitive group rates only offered through your employer

Long-Term Disability

Maintain your standard of living while recovering from a chronic disability: high blood pressure, depression, and other issues.

Long-term disability through your employer can help you stay afloat and pay your expenses if you find yourself out of work due to a chronic condition.

  • Covers essential living expenses: Can help pay for food, clothing, utilities, a mortgage, car payments, and more.
  • Direct monthly payments: Receive a portion of your salary paid directly to you each month if you’re unable to work (after the initial waiting period).

For complete plan details, speak with the AdvanStaff HR benefits department or view the summary plan description below. 


How to Enroll

Enrollment takes place at the initial time of hire and at annual open enrollment which is generally in June for a July effective date.

To enroll:

You can also contact your Advanstaff HR Benefits Representative by submitting a support ticket or by calling us 702-598-0000.

Short-term Disability (STD)

Long-term Disability (LTD)