Instant Decision, Affordable Life Insurance

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The basic life insurance coverage provided by your employer is an outstanding benefit; however, because it is provided by your employer, it is limited in benefit, and you don’t own it.

Ensuring you have sufficient coverage that you own is essential for your family’s security and future. This program’s coverage is a policy you own and pay directly to the carrier. This valuable and affordable coverage is not tied to your employer in any way, so your insurance stays with you regardless of your employment status.

Of course, you may talk to a licensed insurance agent anytime.

Types of Coverage

We offer a portfolio of types of coverage.

  • Term Life
  • Graded Whole Life
  • Final Expense Plans
  • Accidental Death Plans
  • Disability Coverage (Coming Soon!)

Coverage in minutes

Convenient, instant quotes are available in many cases

  • Instant Decision
  • No paperwork
  • No medical exams
  • 100% online
  • Quote and purchase in minutes
  • Coverage for everyone

Coverage from top-rated carriers

Regardless of age or needs, we have a tailored solution for you. We partner with several top-rated carriers to provide instant decision, accelerated underwriting, and full products and services that bring the most value no matter the complexity of your insurance needs.

  • Mutual of Omaha
  • National Life
  • Protective Life
  • Assurity
  • Haven Life
  • SBLI
  • Guaranteed Trust Life
  • Protection Plus Life

We provide coverage options in three underwriting categories:

  1. Instant Decision (lowest risk)
  2. Accelerated, no-exam (medium risk)
  3. Final Expense (High Risk)

The coverage offered is affordable, individual protection plans that you own, independent of your employer’s benefit package.

Premiums are paid directly to the carrier by the insured. This is not an employer-sponsored program.