Voluntary Health: Physician, Urgent Care, Hospital, Dental, Vision, and Wellness Benefits, Inpatient, $0 Telemed (Hooray Health)

Voluntary Health & Wellness
Benefit Options For Employees

Voluntary Health: $25 Copay Retail Clinic and Urgent Care visits, Physician visits, Imaging and Lab tests, Inpatient Hosp Benefits, $0 Telemed

How To Enroll

Enrolling in Hooray Health Voluntary programs takes place at open enrollment each year, which correlates with your employer’s annual enrollment window.

If you have questions about your open enrollment period, please contact our Employee Services department or create a support ticket.

A new type of health and wellness benefit has arrived!

Employees not eligible for employer-sponsored benefits can now take control of their health and wellness programs with voluntary, employee-paid programs offered by Advanstaff HR.

Plan features and how to use your benefits

Cost of NOT having Healthcare?

Explore the Hooray Mobile App!

Finally, an affordable plan option for small to medium health care costs.

The Hooray Health Basic, Plus, and Premium plans include in-network Urgent Care and Retail Clinic visits, First Health Network Specialty Providers, unlimited tele-med doctor visits, behavioral health consults, discount Rx, dental & vision benefits, and more. At open enrollment or at the time of hire, employees can voluntarily choose between three levels of health plans. 

Premiums are paid via payroll deductions, and your member benefits can all be managed through the carrier app.

Premiums paid are “flexed” through the Premium Only Plan (POP) FSA, which means you do not pay income taxes on this premium. This awesome benefit effectively lowers the real cost of the plan versus paying the carrier directly.

Example: How payroll deduction premium payment saves you money:
Mike participates in this plan for employee-only coverage. The $90 / month is directly deducted from his paycheck ($45 each paycheck). Because Mike is in the 15% tax bracket, Mike now SAVES $13.50 per month on taxes, which, in effect, lowers the overall cost of the premium.

Choose From Three Levels Of Coverage

Basic Plan

Gives members access to treatment for their basic medical needs cost-effectively.

Plus Plan

Includes additional benefits for in-hospital care. Fixed reimbursement amounts are paid on covered procedures.

Premium Plan

Offers increased coverage reimbursements on permitted treatments and services.

All plans include:

Everyone has unique needs. Members can choose their coverage and benefit level. In addition to the three base tiers, add-on benefits can also be selected.

Find a provider

Unlimited Tele-med Services

  • Members can talk to a doctor 24/7 with a $0 consult fee. This is an unlimited benefit.

Behavioral Health Plan Coverage

  • Behavioral health counseling is crucial for your well-being, as 75% of the population experiences “some stress” every two weeks.
  • Access to telephonic counseling services without an “out of pocket” expense, and you will have 100% follow-up with the original counselor.

Dental Plan Coverage

  • The convenience of quality dental coverage at a cost that suits their budget.

Vision Plan Coverage

  • Access to high quality vision insurance at a price that doesn’t break the bank.

Benefit Examples:

  • $0 consult fee for 24/7 Telemedicine Services (unlimited)
  • $25 copay and no surprise bill for retail clinic and urgent care network
  • Discounts on prescription medication
  • 24/7 access to Member Services and Medical Concierge
  • Mobile app

Frequently Asked Questions (FAQs)

The most common questions for this benefit program are listed below.

This voluntary program is available to:

  • Part-time employees
  • Full-time employees whose employer does not offer or sponsor an employee health program.

This program does NOT replace employer-sponsored programs offered to full-time employees. If you are a full-time employee and have access to an employer-sponsored plan, you should participate in your employer’s sponsored plan.

The voluntary plan’s purpose is not to replace your insurance program.

If your employer sponsors and pays (or partially pays) for a bonafide employee health benefits program, you are not eligible for this voluntary program.

A member will pay a $25 copay at a retail clinic or urgent care center in the Hooray Health network. The member will not receive a balance bill or additional charges for covered procedures at in-network providers.

Hooray Health Benefit Plans are an affordable, accessible, and simple healthcare solution.

Hooray Health Benefit Plans are categorized as fixed indemnity and accident insurance plans. On the fixed indemnity policy, the insurance company pays a predetermined amount on a per-period or per-incident basis, regardless of the total charges incurred. On the accident policy, approved charges are reimbursed up to the policy limit.

Members on the:

  • Basic Plan receives three (3) visits per year for injuries and illnesses. 
  • Plus Plan receives four (4) visits per year for injuries and diseases. 
  • Premium Plans offer five (5) visits per year for injuries and illnesses. 

Member’s cost is $0 per consultation for telemedicine services.

The service is available to members 24/7/365 for unlimited consults per year. Members can speak to a physician at their convenience; if needed, their prescriptions can be called into a pharmacy of their choice.

Use the Hooray Health app to compare prescription drug prices at local pharmacies.

Eligible employees may enroll anytime within the first 30 days of employment.  

All other eligible employees may enroll in benefits during the company’s selected enrollment period. Benefits will start the first of the month following enrollment.  

Yes. However, they will not be eligible for the plan again until the next Open Enrollment period or during a qualifying life event.

Open Enrollment is from December 1 to December 23 for your eligibility starting in January. 

No. These voluntary plans are not ACA compliant and do not replace the primary offering an employer may offer.

These plans are designed to be an alternative, low-cost health and wellness option that provides basic access to doctor consultations, lower-cost prescriptions, a basic hospital and injury indemnity, basic dental, and basic vision coverage. They are not designed to replace bonafide group insurance offered by your employer.

Part-time employees are eligible to opt-in to coverage voluntarily.

Employees (part-time or full-time) who do not have access to or can’t afford the employer-offered plan should consider this plan as an alternative.

This plan’s benefits are lower than those of fully insured, ACA-compliant health programs. Please review the benefit statement below for additional details.

Yes! Regardless of full-time or part-time employee status, premium payments deducted directly from your paycheck ARE flexed. This is a huge benefit and lowers the overall cost of this program vs buying outside of your employer.

Premiums paid are “flexed” through the Premium Only Plan (POP) FSA which means you are not paying income taxes on these premium deductions. This awesome benefit effectively LOWERS the real cost of the plan versus paying to carrier directly.

An example of how payroll deduction premium payment saves you money: Mike participates in this plan for employee-only coverage. The cost is $90 / month directly deducted from his paycheck ($45 each paycheck). Because Mike is in the 15% tax bracket, Mike now SAVES $13.50 per month on taxes, which, in effect, lowers the overall cost of the premium.

Please feel free to contact our benefits department by either calling 702-598-0000 or by submitting a support ticket HERE. A benefit specialist will respond promptly.


Plan Pricing & Information