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Wages on Demand – Earned Wage Access

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Your money in your hands when you need it

No more late payments, overdraft fees or payday loans—just your money, when you need it, no strings attached.

Get started in the Employee Portal
Visit the Zayzoon Website

Earned Wage Access,
where payday is every day

Access Earned Wages Before Payday for FREE with the Payroll Debit Card

Payout flexibility

Customize how you get paid—directly to your bank account, the ZayZoon VISA® PrePaid Card, or to one of our Instant Gift Cards with a bonus of up to 25%, so you can buy more for less.

Use it anytime, anywhere

Use ZayZoon anytime, anywhere. You can access our service 24/7/365 from anywhere. Plus, the app is available for desktop and mobile on all iOS and Android devices.

Get paid instantly

Need cash fast? Don’t turn to predatory lenders for help. With ZayZoon, you gain access to money you’ve already earned when you need it. It’s that easy.

A helping hand, whenever

Tired of talking to bots? Us too. That’s why we’re here for you whenever you need us.

How it works

Employees may request access their wages 24/7 prior to payday through the Advanstaff HR employee portal. No phone calls or payroll interaction required.

Be in Control of Your Payday

Choose your payday. Choose how much money you want to access and have it paid back automatically from your next paycheck. Access advances responsibly.

Fast and Easy

Sign up and access money within 7 seconds. Money can be transferred to your account instantly ($5) or to your VISA paycard for free.

Inexpensive and Transparent

At only $5 per transaction to your bank (or FREE with the Zayzoon payroll visa card), it’s a simple, flat fee. Save yourself from NSF fees, credit card advances, and short-term loans. It’s time for some savings.

You may choose any advance amount up to $200 per transaction with a maximum of *$600 per pay period.
*depending on earned wages available and other factors.

ZayZoon-Employee+Benefits+One-Pager-AdvanstaffDownload

Mobile Safari blocks all popup windows. We recommend using a desktop or Chrome mobile browser for the best customer experience.

Getting Started

  • Log in to the Employee Self-Service Portal.
  • Click on “Pay -> Wages on Demand” in the Main Menu.
  • You will be automatically taken to the ZayZoon website and logged in.
  • You are now ready to validate your ID and link your accounts. Once these are complete, you are ready to go.
  • Deposits can be in your bank account in minutes.

Access your Wages on Demand directly in the Employee Portal

  • Look for the Employee Widget on the Employee Portal Dashboard
  • Access Wages on Demand via the u0022$ Payu0022 Menu in the Employee Portal

Frequently Asked Questions

No. This benefit is a wage advance, not a loan. The difference is that you have already worked some hours in your pay period and are taking a temporary advance from AdvanStaff HR/Zayzoon, which will be withheld from your next pay stub.

Hmm…. there could be a few reasons for this.

  1. Your employer has chosen not to offer this benefit. Your employer has complete control over the benefits Advanstaff HR provides. In these cases, AdvanStaff HR will disable the feature available to employees at the request of the worksite employer.
  2. There may be a mistake! Open a support ticket, and we will take a look.

As you can imagine, many factors are considered for each wage advance.

AdvanStaff HR / Zayzoon considers each request individually. Whether or not a wage advance is offered or the portion of wages available for the advance is based on many factors, such as:

  • consistency of hours works
  • time-clock punch history
  • the number of hours worked in the current pay period
  • the pay rate per hour
  • amount of routine deductions
  • the industry of the employee

An example:

If the pay period started on 7/25 and the employee is asking for an advance on 8/3 the algorithm may look like this:

Days worked = 6
Hours worked = 48 hours (6 days x 8 hours per day)
Pay rate = $18 / hour
Total waged earned = $1728 (6 x 8 x $18)

$ 1728 (total wages earned)
– $500 (benefits deductions for pay period)
– $100 (other deductions)
– $150 (taxes) 
= $978  (earned wages available) 
* 50% (multiplier for safety) could be a higher multiplier…..
= $489 net available for advance

With even more reductions for other factors such as industry, work schedule, etc…..

No, this is a fringe benefit offered by AdvanStaff HR / Zayzoon. Your worksite employer allows us to provide this benefit to you, but the employer does not administer the program.

AdvanStaff HR / Zayzoon work together to determine a reasonable portion to advance at any time. If you have questions about the availability of funds that can be advanced under your account with them, please contact Zayzoon directly. Zayzoon Participant Login

This benefit can be stopped or canceled at any time whatsoever.

No bank account is required. ZayZoon can provide other methods for receiving your advanced wage funds, such as a prepaid visa card, gas card, or Venmo deposit! Pay bills, make online purchases, or shop in stores without a traditional bank account.

-Instant Deposit to a bank account. No bank account? No problem! Choose one or more of these accessible alternatives!

-ZayZoon Visa Prepaid Card

-Instant Gift Card selections

-Gas Card

-Venmo Wallet

Plus, add your card to your Mobile Wallet, such as Apple Pay, Venmo, Google Wallet, and Samsung Pay!

Absolutely, your ZayZoon Prepaid Visa Card can easily be added to a mobile wallet, such as Apple Pay, Google Wallet, or Samsung Pay, for touchless transactions!

First, contact the Zayzoon Customer Support chat as soon as possible if you have questions about any transaction under their services. The chat will be recorded, and you can follow up on that interaction at any time.

If you are still unsure, you may contact AdvanStaff. Be prepared to give the date and time of your Zayzoon support chat(s), along with the name of the Zayzoon representative, so that our team can initiate further research if needed.

Zayzoon offers everyone an interactive chat service as their customer support model, available on their website.

Zayzoon’s Website

Existing Zayzoon participants can also use their account logins to chat directly with a Support Representative!

Zayzoon Participant Login

Participants can download the Zayzoon App for mobile devices. The Customer Support Chat is available there too!

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Improve your financial literacy through ZayU, an interactive learning platform that helps individuals gain financial freedom.

This demo walks us through the ZayU platform and features like overdraft prediction, balance trends, and spending tracking.

Access Zayzoon’s financial wellness through the AdvanStaff HR Employee Portal Zayzoon dashboard tile. No unique login is required!

Learn about:

  • Savings
  • Making a budget
  • Debt
  • Spending personalities
  • and so much more!

ZayZoon payouts now on Venmo

Introducing a new standard in payout flexibility. Employees can send earned wages directly to their Venmo accounts for easy peer-to-peer payments and in-store or online shopping.

Please act responsibly when deciding to take a pay advance.

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